The possibility of the application of the establishment of mutual funds within government units and their role in stimulating financial savings for employees (Analytical study of the views of a sample of workers in some departments of Muthanna Governorate. JMAU [Internet]. 2019 Nov. 23 [cited 2026 Feb. 25];11(2):162-88. Available from: https://journal.mauc.edu.iq/index.php/JMAUC/article/view/318