Proposed mechanisms to expand the base of financial inclusion and access to financial services in Iraq. Journal of Madenat Alelem, [S. l.], v. 11, n. 1, p. 80–93, 2019. Disponível em: https://journal.mauc.edu.iq/index.php/JMAUC/article/view/21. Acesso em: 23 feb. 2026.