The possibility of the application of the establishment of mutual funds within government units and their role in stimulating financial savings for employees (Analytical study of the views of a sample of workers in some departments of Muthanna Governorate. Journal of Madenat Alelem, [S. l.], v. 11, n. 2, p. 162–188, 2019. Disponível em: https://journal.mauc.edu.iq/index.php/JMAUC/article/view/318. Acesso em: 24 feb. 2026.